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The EMV personalization process at card division emerges from world class secured
logical & physical infrastructure. We provide solutions and services for EMV
Migration, Key generation, Key Management & storage, besides our expertise for
personalization of multi-application debit/credit cards.
The Explora Card division provides Banking organisations an opportunity for developing
a new generation of products besides the traditional consumer banking.
We have all required infrastructure, skills and expertise to meet present &
future needs.
Payment products will have to evolve continuously in order to remain immune to fraud,
and to satisfy ever-growing customer demands. The next logical step in the evolution
of payment products is the use of EMV-based smart cards, as they provide secure
solutions for many of today’s business demands.
We have tools to obtain confirmation of a proper operation of your EMV products
in every environment all over the world.
What is EMV?
EMV is a de facto standard for debit & credit bank cards, jointly developed
by Europay, MasterCard and Visa. EMV will mean that the current mag stripe banking
cards will be replaced with smart cards in the forthcoming years. Visa and MasterCard
(global scheme operators) have already committed themselves to EMV for their credit
and debit products.
Advantages of EMV
The keys & card data in EMV Scheme are backbone of enhanced immunity to fraud.
In an organization, key management security & confidentiality is a matter of
both procedures and tools. Key management is a matter of managing the keys through
their life cycle, which means:
- Secure generation of keys.
- Secure distribution of keys.
- Secure revocation of keys.
- Controlling the use of the different type of keys, such that they are only used
for their intended purpose.
- Managing access to keys, which is a matter of ensuring that personnel and applications
only use keys they have been authorized to use.
- Keeping an audit trail of key usage.
- Secure storage & usage of Data.
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